Question 1

Can couples establish a “joint” account and both make contributions to the account, including “catch-up” contributions?

admin · Accepted Answer

“Joint” HSA accounts are not permitted. Each spouse should consider establishing an account in their own name. This allows you to both make catch-up contributions when each spouse is 55 or older.

Question 2

Can couples establish a “joint” account and both make contributions to the account, including “catch-up” contributions?

admin · Accepted Answer

“Joint” HSA accounts are not permitted. Each spouse should consider establishing an account in their own name. This allows you to both make catch-up contributions when each spouse is 55 or older.